LIVING FRUGALLY: Tips on Saving Money and Living within Your Means
LIVING FRUGALLY: Tips on Saving Money and Living within Your Means
I know that living frugally brings to mind all sorts of unpleasant things to many people, but it doesn’t have to be so! Those that live frugally often have zealous approaches to saving money, and those ideas, philosophies, and techniques will be presented in this incredible book! You will save hundreds of times more than the price of this book, so take control of your spending now and I’ll see you on the other side!
List Price: $ 4.99
Price:
Cool Money Market Saving Account images
A few nice money market saving account images I found:
Imaginary Money Graveyard
Image by Eifachfilm Vacirca
Imaginary Money Graveyard by d-oo-b.cc
A graveyard for all this money that died end of the year 2008.
Beware of the zombie bills they might take all your money.
The movie:
d-oo-b.cc/ImaginearyMoneyGraveyard.mov
uqbar-mediaartculture.ning.com/video/video/show?id=224051…
marcominghetti.nova100.ilsole24ore.com/2009/02/imaginary-…
The secondlife Landmark:
slurl.com/secondlife/Switzerland/78/162/34
Read the news paper article here:
only in german but nice foto of eif and jazz 
www.kunstnet.ch/doob/displayimage.php?pos=-2748
Tv documentary movie:
Short movie incinemas rigth now:
(subtitled in 11 languages)
video.google.com/videoplay?docid=-1797618522240273307
The fotos and more:
www.kunstnet.ch/doob/displayimage.php?pos=-2743
www.youtube.com/watch?v=9PRNnOjGOq4
www.kunstnet.de/werk/115874-imaginary-money-graveyard/
eifachfilm.ch/bm/detail.php?c=1&i=436f3a9fa66e647ad0a…
flickr.com/photos/arcorosca/sets/72157608868260247/show/w…
www.flickr.com/photos/roxelo/3020310910
A graveyard for all this money that died end of the year 2008.
Beware of the zombie bills they might take all your money.
Europe was caught out by the financial crisis and did not see recession looming, the head of the Eurogroup of nations conceded today, amid estimates that the EU has plunged into a downturn. OCt 08
‘Recession awaits us, and we didn’t think that recession lay in waiting,’ euro zone chairman Jean-Claude Juncker told members of the European Parliament in Brussels. Oct 08
‘We were badly mistaken with the different sequences of this crisis,’ said Juncker, who is also the premier and finance minister of Luxembourg. Oct 08
The European Commission in early November 2008 warned that the worst financial crisis for generations has driven the EU economy into recession and that economic growth would come close to a standstill next year.
"Increasingly, the signs point to a deep and synchronised global recession that began last quarter and has gathered momentum," said Bruce Kasman, an economist at JPMorgan Chase in New York. November 08
The eurozone’s second-biggest economy will grow by just 0.2-0.5 percent next year instead of the 1 percent previously predicted, Economy and Finance Minister Christine Lagarde told the Senate.
The minister said the growth forecast for next year 2009 was “the lowest ever by a government in France” but that it was realistic.
“The international economic outlook has deteriorated much more than was expected, which will impact growth in Switzerland over the next several quarters,” the Swiss National Bank said in a statement in October 08
The sharp falls came after the Dow Jones index slid 5.05 percent on Wall Street November 7th 08 as investors braced for a gloomy economic ride after the euphoria of Obama’s election victory faded.
“Now that the event is over, investors are sobering up and looking at the economic gloom,” said Mizuho Investors Securities broker Masatoshi Sato.
Billionaire philanthropist George Soros conceded in OCtober 08 that US influence was waning: "It has already declined. For the past 25 years, we have been running a constant current account deficit. The Chinese and the oil-producing countries have been running a surplus. We have consumed more than we produced. While we have run up debt, they have acquired wealth with their savings. Increasingly, the Chinese will own a lot more of the world because they will be converting their dollar reserves and US government bonds into real assets."
Japan
By James Kirkup and Julian Ryall in Tokyo
Last Updated: 4:00PM BST 16 Oct 2008
Telegraph.co.uk
"To cope with the current crisis, further steps may be needed," Mr Aso told members of the Japanese parliament. "However, I still believe this package will be effective to a certain degree."
Mr Aso’s budget package will be mean direct financial support for farmers and fishermen paying higher fuel bills, and for Japanese consumers.
The emergency budget is part of a wider 11.7-trillion-yen package announced in August.
The Bank of Japan also made another 300 billion-yen of emergency loans to Japanese banks, hoping to unblock the Tokyo money markets. The central bank has been offering extra liquidity on an almost daily basis for a month.
euro
Author: ČTK
www.ceskenoviny.cz/news/index_view.php?id=338324
Prague – The current situation on financial markets will affect the agenda of Czech EU presidency in the first half of 2009, deputy prime minister for EU affairs Alexandr Vondra said.
The financial crisis has become a new priority of the European Union, Vondra said.
"When you are making preparations for a football match, you sometimes base your tactics more on offensive while another time you are more defensive. It is evident that in the economic situation in which Europe will be finding itself next year, emphasis will be rather placed on the protection and defence of what has already been attained," Vondra said.
Posted by Kevin Anderson Sunday October 12 2008 06.50 BST
Homelessness, the economic crisis and voting
Homelessness is on the rise in the US, and the newly homeless could find their votes challenged.
In Reno Nevada, joblessness has jumped 60% and a tent city of 170 people grew. Reno is trying to shut down the tent city and move people to newly opened shelters. CBS News has reported tent cities in Seattle, Portland, Fresno, Columbus, and Chattanooga. There are also reports of encampments in Seattle, San Diego, and Columbus, Ohio, Santa Barbara and Fresno California.
The wave of foreclosures, which in some areas of the country disproportionately affect black voters, could also come into play. The Republican Party of Macomb County Michigan, one of three counties that make up Detroit, is planning to use list of foreclosed homes to challenge people who try to vote using those addresses.
Republicans claim that they are trying to prevent voter fraud. Homeless and voting rights advocates are trying to make sure that people don’t lose their homes and their right to vote.
USA
As veteran curator of that realm of American national power upon which all others ultimately depend, Greenspan has inspired remarkable deference. He long ago tamed the legislature, to the point that, instead of exercising oversight over his tenure, Congress has ritually idolized rather than interrogated him. Greenspan’s aura has extended even to presidents of the United States. Bill Clinton went so far as to ask Greenspan in 2000 if he would like to be appointed to a fourth term as chairman, or whether he’d prefer to "go out now on top." The then 73-year-old replied: "Oh, no. This is the greatest job in the world. It’s like eating peanuts. You keep doing it, keep doing it, and you never get tired."
BY PETER HARTCHER
American Interests www.the-american-interest.com
Winter Issue
“Those of us who have looked to the self-interest of lending institutions to protect shareholders’ equity, myself included, are in a state of shocked disbelief,” he told the House Committee on Oversight and Government Reform.
Mr. Greenspan conceded: “Yes, I’ve found a flaw. I don’t know how significant or permanent it is. But I’ve been very distressed by that fact.”
Mr. Greenspan said that he had publicly warned about the “underpricing of risk” in 2005 but that he had never expected the crisis that began to sweep the entire financial system in 2007.
“This crisis,” he told lawmakers, “has turned out to be much broader than anything I could have imagined. It has morphed from one gripped by liquidity restraints to one in which fears of insolvency are now paramount.”
NEW YORK TIMES (US)
Greenspan’s sins return to haunt us
By David Blake
Published: September 18 2008 18:39 | Last updated: September 18 2008 18:39
Back in 2002, when his reputation as “The Man Who Saved the World” was at its peak, Alan Greenspan, former chairman of the Federal Reserve, came to Britain to pick up his knighthood. His biggest fan, Gordon Brown, now the UK prime minister, had ensured that the citation said it was being awarded for promoting “economic stability”.
Even as things went completely wild, Mr Greenspan dismissed those who warned that a new bubble was emerging. It was just a case of a little “froth” in a few areas. Later, after waiting until 2007, two years after he left office, he conceded that “froth” had been his euphemism for “bubble”. “All the froth bubbles add up to an aggregate bubble,” he told the Financial Times……
Mr Greenspan realises that something big has happened and describes it as a “once in a hundred years” event. But then, you do not get Alan Greenspans coming along every day.
Finincial Times (UK) Copyright The Financial Times Limited 2008
Neoliberalism, White (Male) Privilege & the Current Financial Crisis
by Jessie on Sep 30, 2008 at 11:29 am
Make no mistake, all the available evidence suggests that the American political economy is headed for a major crash. Some are even speculating that this is the end of American economic dominance in the world’s financial market. But don’t be deceived by the blame-the-victim rationalizing that’s being floated now. Let’s be clear about what policies and which people are behind the current financial crisis: neoliberal policies and the overwhelmingly majority of economically privileged white men (photo from same link) who created, implemented and benefited from those policies.
Neoliberalism refers to a set of policies that encourage “less government” and unfettered (and unregulated) capitalism. The key elements of neoliberalism include: 1) the rule of the market, 2) reducing government expenditures on social services, 3) deregulation, 4) privatization, and 5) gutting the notion of “the public good.”
The end result of neoliberal policies is that while a handful of people get very, very rich, these policies simultaneously exacerbate the suffering of just about everyone else and increase domestic and international instability. So, what we’re seeing now is just the logical, perhaps inevitable, result of these policies.
Focus on and take control of your retirement
Image by s_falkow
China likely Winner of the Information Age Ecommerce Supply Chain by maintaining peace and corporate property rights
Image by Wonderlane
The Report
China is a likely winner of the information age supply chain through ecommerce by sticking with its successful strategy of continued steady growth, coupled with continuing (the appearance of) a transparent society (where currently major decisions are made by top government and business officials behind closed doors) which manipulate and manage economies at large. In order to be considered a great global leader China should maintain peace and respect for corporate property rights. They need to immediately focus on their serious environment pollution problems to survive.
Caption: "The sign that says you’re welcome in Shanghai" – Johnny Vulkan www.flickr.com/photos/johnnyvulkan/1856903750/
The evidence is clear: China has McDonalds restaurants, and with extensive factories they make Dell and other computers. Bill Gates is eagerly pursuing business with China, and the Chinese government has given Microsoft the right to grant post-doctorial fellowships. Key companies invested in technology are willing to go to court to keep the most important Chinese corporate leaders. Kai-Fu Lee, once a vice-president at Microsoft is now Google’s manager in China. Mr. Lee was the person at the center of twin lawsuits (suit and countersuit), a battle over which of the two companies would win him to work for them – he may be the ultimate in ‘intellectual property.’
Caption ”On the Shanghai subway, rather than advertising computers for sale, Dell promotes job openings.” Danburg Murmur www.flickr.com/photos/danburgmurmur/247299162/
What is at issue are personably identifiable information (PII) and intellectual property rights (patents and copyrights) which are legislated and widely respected in the West.
Personal information is the feeder fish at the bottom of the information age food chain. China does not believe people have a right to privacy because of how communism is structured; this is true of members of their society until that person is wealthy and thus powerful enough to opt out of it, and even then the appearance of opting in must be kept.
Even in the West Intellectual property rights are eroding, which is as it should be, as it is not the same as owning a house, and can be damaging to others on a massive scale such as medical patents for aids, cancer, and other life saving drugs.
The Chinese style of governance comes with a 5 thousand year old administrative history of ordering a society consisting of large numbers of people. Because most people in American and the West do not speak their language nor write it, much of China remains a society closed to the English speaking countries. Due to communication barriers the West does not have the very healthy level of respect for China that it should.
Even the Chinese written language may give China advantages with online screens unknown in the West with their thousands of dense glifts, pictographs, and phonetic parts. Currently it is estimated more than 1 billion people use some form of Chinese as their native language.
It can be said that he who owns the resources wins; especially true when supply chains are consistent and reliable. This applies to personally identifiable information in the information age as it relates to sales, because personal information is a building block in the information supply chain. Creating mass marketing campaigns targeting not just individuals but large groups of people is based on creating desire , an example is Steve Jobs and the Apple iPod. This is in addition to knowing what people want, not just what they need.
Meeting the needs of all people in the world is still a goal some people are working towards, while many more others try to capture wealth only for themselves and their investors. From the point of view that in the long run we’re all dead, many investors do not view themselves as breaking any moral or other rules, just trying to get ahead, or make a profit on their investment, which they want right now. This uninformed short sighted view is killing people, and eroding the middle class of nations. Any country that has a middle class will miss it when it is gone; most countries are trying to build their middle class.
Business to Business (B2B) resource supply chains control wealth. Only the wealthy have a reason to protect privacy of information, because the poor and the very poor have much more immediate concerns. Hopefully the Chinese will learn as other countries like Malaysia did, that including diverse ethnic types is not just a ethical ideal, it is a strategy for long term success.
This lesson continues to be a painful and costly lesson to the US, which in many ways is exclusionary. Viewing the poor as beggars while subsidizing production with huge remedies is one of the inadequacies that may be overturned as international growth is managed at a global level because it can not be justified as anything other than corrupt practices. By all accounts I read, generosity in international relationships is mythical and with the digital age has only grown worse . Does it matter what you wear while you ask for money or how well educated you are? Apparently it does.
One size fits all privacy will never suit everyone because it has a biological basis and the need increases with education, and its cousin, wealth. Increasingly to have the opt out choice in terms of privacy you need wealth. That too will change subtly because as ecommerce becomes pervasive, some system or sets of systems will always know that someone is there in some detectable way.
The patent and copyright systems can be damaging to others on a global scale by shutting down creativity, and unfairly favoring their protection even against life, due to medical patents for aids, cancer, and other life saving drugs being so expensive to produce or purchase that people are allowed to die as a result. Calls to action for multinational drug companies to reduce these costs, have changed little or nothing in the developing world. This has been featured so well in the headlines and news stories lately that it can hardly be a surprise to anyone that it is a problem – youth know because Digital Rights Management (DRM) is dead.
Ecommerce is a tool and can be used in many ways. Trading is already a cold transaction and to remove it from human context makes it even more so. In accounting they discuss "arms length transactions" – with ecommerce those arms get pretty long.
So we can expect that the human repercussions of global ecommerce, driven by the integration of B2B procurement systems, could stabilize and destabilize entire populations unless the planning is very good. That means everyone must hold the keys in some way, and be open to transparency at some level which runs counter to special interest groups . Transparency in action does exactly what it need to do, but which, for example, is not a match for existing culture in China.
Real transparency in global governance with a goal to meet the basic needs of all people living sounds like a science fiction plot, but that is what makes it exciting. Transparent governance may only become possible due to radically unexpected causes, like education, religious idealism, or a shared social solution of the young through organizations such as www.one.org.
Ironically one of the religions likely to have a positive effect in China, and likely to benefit from it, is Tibetan Buddhism, long repressed by the current Chinese government.
Ecommerce will not cause peace in the world, educated people working with strong idealism in transparent cultures will. Still my conclusion remains that China is a likely winner of the information age supply chain through ecommerce.
We should invest in China.
The Best Saving Accounts Available Today!
www.moneyextra.com Some of the best savings accounts on the market are not available for all consumers 38% of the regular savings accounts examined by researchers at Defaqto were found to have some form of restriction on them…
Sunlite SL85/30K/MED 85 Watt High Wattage Spiral Energy Saving CFL Light Bulb Medium Base, 120 Volt Warm White
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Categories: Savings Account Tags: Base, Bulb, Energy, High, Light, Medium, saving, SL85/30K/MED, Spiral, Sunlite, Volt, Warm, Watt, Wattage, White
Cool High Yield Saving images
A few nice high yield saving images I found:
P-12P
Image by undergroundbastard
The Tremulant P-12P BiChambered Autonomic Thrust Bearing Sequencer replaces the McPherson Blue Steel Anticlave, the Petersen 3TXa AquaGuage and two 47P-9 Oswalt TriThruster Rigs, reducing Capital outlays, simplifying Engineering Considerations and saving 12 cubic feet of precious work space that your competitors won’t be able to match!
Tremulant will work with your Firm and Staff to integrate its Sequencers into your Production Lines within weeks, not months. Our fleet of dirigibles is standing by to fulfill your Orders!!!
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Colorful Old Oil Barrels
Image by L.C.Nøttaasen
Colorful Old Oil Barrels
Used @:
1 Iran won’t benefit much from Venezuelan gasoline
worldfocus.org/blog/2009/09/09/iran-wont-benefit-much-fro…
2 Iran won’t benefit much from Venezuelan gasoline
www.heralddeparis.com/iran-won%e2%80%99t-benefit-much-fro…
3 Oil’s Part in the Financial Crisis
www.rff.org/wv/archive/2009/10/20/oils-part-in-the-financ…
4 Tuesday’s Reads
www.rff.org/wv/archive/2009/11/10/tuesdays-reads-17.aspx
5 Interior Secretary Tells Big Oil – Public Lands are Not Your Candy Store
twilightearth.com/energy/oil/interior-secretary-tells-big…
6 Want to Promote Oil and Gas Use? Hire an Environmentalist — Like Big Oil Did
industry.bnet.com/energy/10003292/want-a-powerful-pro-oil…
7 Big Oil Wreaks Havoc in the Amazon, But Communities Are Fighting Back
www.alternet.org/world/145968/big_oil_wreaks_havoc_in_the…
8 Why Oil Prices Will Only Go Up, Why Your World is About to Get a Whole Lot Smaller, by Jeff Rubin
internationaltradecommodities.suite101.com/article.cfm/wh…
9 Another Good Reason to Cut Oil Use
motherjones.com/blue-marble/2010/04/another-good-reason-c…
10 A Crude Awakening: The Oil Crash
documentaryfilms.suite101.com/article.cfm/a-crude-awakeni…
11 Why Peru’s Rainforest Is About to Be Decimated While Across the Border Celebrities Rally to Save Ecuador’s Rainforest
www.alternet.org/world/146764/why_peru’s_rainforest_is_ab…
12 Report Feature: Oil Sands Media Monitor
portalfornorthamerica.org/spotlight/2010/05/report-featur…
13 A Thousand Barrels a Second, by Peter Tertzakian
sciencetechbooks.suite101.com/article.cfm/a-thousand-barr…
14 Why Peru’s Rainforest Is About to Be Decimated While Across the Border Celebrities Rally to Save Ecuador’s Rainforest
btragert.blogspot.com/2010/05/why-perus-rainforest-is-abo…
15 blog.hmns.org/?p=6761
16 EIA Annual Energy Outlook: Where, Exactly, is the Oil Coming From?
www.rff.org/wv/archive/2010/06/02/eia-annual-energy-outlo…
17 The Road To Hell In Defense Procurement Reform Is Paved With Good Intentions
industry.bnet.com/government/10006377/road-to-hell-in-def…
18 So Much for Market Mechanisms
www.progressivefix.com/so-much-for-market-mechanisms
19 Crude Oil, Contango and Roll Yield for Commodity Trading
www.automated-trading-system.com/crude-oil-contango-and-r…
20 Deepwater
ourdhstreets.blogspot.com/2010/05/deepwater.html
21 Oil prices continue declines
envirotell.com/oilnews/580-oil-prices-continue-declines
22 North Sea still has oil to yield
solarpanelquoter.blogspot.com/2010/07/north-sea-still-has…
23 Olie expert overleden na kritische interviews
www.argusoog.org/2010/08/olie-expert-overleden-na-kritisc…
24 Check out these commodities trading images:
commoditiestradingblog.com/2010/08/colorful-old-oil-barrels/
25 Crude oil trading
www.selkblog.com/crude-oil-trading-2/
26 Oil Sands Project Coming To Utah
outside-blog.away.com/blog/2010/09/oil-sands-project-comi…
27 U.S. Military Must End Oil Dependence Within 30 Years, Report Says
blog.cleantechies.com/2010/09/29/u-s-military-must-end-oi…
28 Die Entwicklung des Ölpreises in den letzten zehn Jahren
forex-aktuell.de/die-entwicklung-des-oelpreises-in-den-le…
29 A Few of the Substantial Benefits of Automated Forex Day Trading
forextrading-systems.org/automated-forex/a-few-of-the-sub…
30 Forex Expert Advisor Forum – Forex Expert Advisors That Work
homecareersystem.com/tag/work
31 Forex Market Charts – The Importance of Studying a Forex Chart
www.for-investor.com/forex-market-charts-the-importance-o…
32 Suffle effect
wonderfl.net/c/e0ik
33 Biotechnology Helps Clean Oil
www.biotech-weblog.com/39444424/biotechnology_helps_clean…
34 Potential Drawbacks On Oil ETF
www.etf-weblog.com/35666489/potential_drawbacks_on_oil_et…
35 Le pic pétrolier ? qu’est ce que c’est ?
www.rfi.fr/emission/20101219-1-le-pic-petrolier-est-depas…
36 Automated Forex Trading: The Easy Way To Make Money With Currency Trading?
www.robotstradingtheforex.com/automated-forex-trading/aut…
37 What should we do about Iran’s nuclear issue?
iranians.tk/iranian/what-should-we-do-about-irans-nuclear…
38 Is an alliance of Russia, China, Venezuela, Iran, Cuba too strong for the US to defeat?
iranians.tk/iranian/is-an-alliance-of-russia-china-venezu…
39 1 – Le pic pétrolier ? qu’est ce que c’est ?
www.rfi.fr/emission/20101219-1-le-pic-petrolier-est-depas…
40 Crude Calculation – The Continued Lack of Transparency Over Oil in Sudan
sustainablesecurity.org/resources/crude-calculation-conti…
41 Gasoline prices are rising
www.publiccitizenenergy.org/tag/gasoline-prices/
42 Scottsdale Artificial Grass – The Benefits of Artificial Grass
www.frugalfanny.ca/tag/scottsdale/
43 Russia Wants Gas From 3rd EU Package
www.azglasuvamzaevropa.eu/25338561/russia_wants_gas_from_…
44 Gas mileage conversion chart: Canada & USA
www.cgwerks.com/steveblog/2011/02/01/gas-mileage-conversi…
45 As oil prices rises..
www.energyvox.org/2011/01/04/as-oil-prices-rise-beware-fa…
46 Why Crude Prices Haven’t Spiked Over “Peak Oil” Concerns in Saudi Arabia
www.bnet.com/blog/clean-energy/why-crude-prices-haven-821…
47 Forte hausse du pétrole à Wall Street face à la situation en Lybie
www.france-amerique.com/articles/2011/02/22/forte_hausse_…
48 Farewell, #6! (Hello, Bioheating Fuel)
blog.urbangreencouncil.org/2011/02/farewell-6-hello-biohe…
49 Pétrole cher : qui va régler la douloureuse ?
www.terra-economica.info/Petrole-cher-qui-va-regler-la,16…
50 Airline profits hit by high oil prices, rise in fares possible
www.gadling.com/2011/03/02/airline-profits-hit-by-high-oi…
51 Oil Prices Top 6 Per Barrel
inhabitat.com/oil-prices-top-106-per-barrel-as-crisis-fla…
52 Social Media for Oil and Gas Companies
www.sbkelsick.com/2011/03/01/quickinar-social-media-for-o…
53 Spiraling Oil Prices Will Raise Airfares Further
www.wandalust.com/47696650/spiraling_oil_prices_will_rais…
54 Hello, Washington: Anyone There?
www.thehavananote.com/2011/04/hello_washington_anyone_the…
55 Will it take eight years to find out the role the oil companies played in the war in libya
fdlaction.firedoglake.com/2011/04/20/will-it-also-take-ei…
56 High Gas Prices Expected
calgaryrealestate.ca/2011/05/high-gas-prices-expected/
57 Saudi Prince Worries We Might Find Alternatives to Oil
www.treehugger.com/files/2011/05/saudi-prince-worries-we-…
58 18 Mrd. Dollar für iranische Öl- und Gasförderung
www.iran-plus.de/news/18-mrd-dollar-fur-iranische-ol-und-…
59 Unseemly Scrabble for Libya’s Post-Gaddafi Oil Assets Underway
www.distressedvolatility.com/2011/09/unseemly-scrabble-fo…
60 BP And the Deepwater Horizon Disaster-US Federal Report
www.trcbnews.com/bp-and-the-deepwater-horizon-disaster-us…
61 Politically speaking, can all parties agree that we need to…?
bestalternativeenergysource.com/politically-speaking-can-…
62 How China Has Benefited From America’s Hostility to Iran
www.truthdig.com/eartotheground/item/how_china_has_benefi…
Fresh Thai Vegetables
Image by Barry Gourmet and Raw
Local Thai Fresh Vegetables all you can eat for Salads,Juicing,Smoothies,Soups,Pickling,Dressings,Toppings,Snacking,Blanching,Marination,composting and for seed saving,reuse and recycle.
Local Thai Fresh Vegetables:
Written by Barry Gourmet & Raw © Copyright September 09 2011.
“It is my hope that after reading this article you will think and look at vegetables in a different way then previously thought of before? “
Photo Description:
This Picture was taken at my local Sea Gypsy Village at the Pier in Rawai Beach Phuket Thailand.
Only about 15 minutes away by Mountain Bike from my home in Chalong ,this wonderful place offers just about everything for the Gourmet in You.
The Thai Sea Gypsy people are indigenous to Phuket ,living many generations on the island by fishing the sea for the seafood restaurants,Thai outdoor open markets, for the Expatriate and Thai Families as well.It is not uncommon for me to stop by on the way back from my Mountain Bike ride to fill my pack sack up with a few fresh vegetables and maybe some fish and seaweed as well. The food will be for todays meals and maybe could carry over to the second day to keep things as fresh as possible.As you can see from the photo this Thai market place is an open air, located beside the sea called the Andaman. When you by your seafood or vegetables or both ,you have the opportunity to have some of your food cooked for you at near by restaurants of your choice.But make sure that you tell the cooks not to make it HOT because if you forget this part , for sure it will come back spicy hot, unless you like it that way? From the distant pier Thai long tail boats or speed boats can be hired to take you to near by islands such as Coral Island for snorkeling and relaxing by the beach.
More than 200 different kinds of vegetables are harvested in Thailand each year.
Thailand is an agricultural country blessed with a bounty of exotic herbs,spices,vegetables,fruits,nuts,seeds and grains.
The Thai venders table shows 4 rows of typical Thai produce that can be seen all over Phuket island.
Starting at the top row from left to right we see, starting with the blue basket of green beans,green pepper corns in the pink basket,Yellow Turmeric root in the pink basket,and a tub each of shrimp paste ,and fish paste fermented. Two bags of soy bean sprouts,Galangal Root (related to Ginger),Asparagus,and Carrots.
Second row from the top ,starting left to right is ,a blue basket of Thai Egg Plant, the red basket has green and red peppers,the pink basket with whole Garlic,followed by Onions.
Third row from the top starting left to right is, more Thai Egg plants,Baby Cucumbers,Medium Cucumbers, two baskets of Tomatoes,followed by a pink basket of Onions.
Fourth row from the top in front of the table is,Phak chi farang,Thai Celery,Spring Onion,Mature Thai Celery,Large Bitter Melons,Giant White Radish ,Thai Long Purple Egg Plant,followed by a green basket of limes and packaged Shiitake Mushrooms. Limes are used more and are much more popular then Lemons in Thai cuisine.Very rare that I see Thai Yellow Lemons in the market place.
Why Buy Organically?
This question gets tossed around for ever , because I believe that first the typical grocery store is selling mostly conventional treated produce for a few decades now, and more and more shoppers today until recently are less complacent about how their food is produced and handled.
And on the other hand, many consumers do not want to pay the higher price for organic ,fruits and vegetables and they believe that simply rinsing and washing conventional produce will take care of the problem. This second point is why I am so compelled to write this article.
I wish that it was that simple but it is not. The stark truth is, that all the washing , rinsing,scrubbing,soaking with biodegradable cleaning agents will not get rid of the pesticides in your produce. This is why!
First our food provides nutrition to us not directly from the actual plant that we eat ,but really from the nutrients mainly from the soil, that the plants root systems are systemically absorbing internally and through out their stems and leaves. Plus our produce feeds off the the air, and the sun creating the green pigment of chlorophyl and fibers that are missing in all our meat products.
For instance in the Laboratories of Bio Tech Science it is common procedure for the scientists to routinely test their pesticide agents by inoculating the plants root systems to create data of the plants absorption rate via the root system in the soil. This method will tell science what efficacy the chemical toxin or pesticide has for making the plant disease and insect resistant.
So we are eating conventional plants that is harmful to nature including insect pests, but its OK for us to eat them in the end?
The problem with this method of controlling nature is simple. When the top soil is stripped of its natural amendments of more than 50 prime and trace inorganic minerals with only 3 from the chemical fertilizing industry , plus on top of this, our soil is saturated repeatedly with chemical pesticides , herbicides,fungicides and human waste with mono agriculture (planting the same crop over the same area year after year) our soil becomes woefully deficient , weakening the plant over time.Did you know that on average the chemical application applied to crops,actually succeeds in killing only 2 % of the targeted insect or pest . The rest of the chemical contaminates our ground water, our rivers,lakes,streams and ultimately our drinking water ,because we are drinking the same water over and over again from millions of years of Earths history.The fact is our water has been on Earth a lot longer than we have, and the water never goes any where ,in fact we are consuming our own recycled water for all time including the agricultural chemical run off.
To recap this means that the chemical is not on the out side of the plant as a residue that most people are made to believe,but actually the toxins are stored inside the whole plant including the skin,pulp stem,leaf and even the seed.Hybrid seed have been chemically treated to with stand pest control ,and you get only at best one crop or a second with less satisfactory results.
The best seed to support and buy are Heirloom Organically saved seeds that has been protected and shared among farmers for centuries. Today this sustainable Organic practice is under threat from the US Governments subsidizing with your tax payers money, Agricultural Chemical industries to control our food choices.When you think about it , the USA congress has more than 14,000 special interest group lobbyists to contend with for 365 days in the year. This is just a short list of the most powerful influential lobby groups as followed, the Chemical industry comprised of Human and Animal Feed Pharmaceuticals,Monsanto GMO (Genetically Modified Organisms) Chemical Fertilizer Manufactures,The Bio Tech Industry, FDA,(Food and Drug Administration),AMA,(American Medical Association),all the Food Giants that produce products of Meat ,Dairy, and Processed packaged foods are all linked together in some way or other to control the food industry in such a way that has us believing that it is all good for us.These powerful influential groups have lots of marketing revenue to pay for TV, Radio,Newspaper, magazine,and movie theater adds used for pitching their processed denatured products using clever advertising to get into our heads using famous celebrities,slick 3-D Animations and slogans to promote their image and branding and they know it works.
It works because any given conventional supermarket today anywhere in the world still devotes ,11 isles of meat ,dairy,and packaged processed goods ,to only one or two isles to fresh produce of fruits ,vegetables, nuts,seeds,legumes,herbs,and condiments of Nature.
It is a supply and demand scenario that is playing out,on mass every day we enter the sliding doors of our local grocery store in one grand experiment for our hard earned income.
Conventional soil treated with pesticides against insects, herbicides against unwanted weeds,
Fungicides against Fungus, and Petroleum Based Fertilizers of NPK (Nitrogen , Phosphorus, and Potassium, that only contain 3 prime soil amendments is really unsustainable in the long run. But we know that earths natural fertile soil can contain well over 50 minerals including the essential trace minerals for strong plant health. Over time the chemical treated soil can become more compacted , dry and promote erosion as large parts of China is now experiencing,through the use of this unsustainable practice today. China is the leading the world in Chemical Fertilizer applications right after the USA. It has gotten so bad that now with many Bee colonies collapsing around the world from agricultural chemical use,now in some parts of China the farmers are forced to hand feed their flowers with pollen to grow their harvest as the bees have become extinct in that area.
The problem with conventional agricultural chemical applications is the efficacy is not working.Insects have been around for a very long time ,much longer then us, and they have the ability to adapt to these situations and they mutate and pass their mutated genes off to their offspring to become resistant and immune to the chemical. This forces the Chemical industry to repeatedly, go back to the drawing board,to come up with even more toxic and powerful chemicals that has no end in sight.It becomes a vicious no win situation between man and Nature.The fact is Chemical farming practices are environmentally unsustainable depleting the top soils of our crop lands. And in stark contrast Organic Agricultural practices actually amend the soils with natures biodegradable green composts including bio-diverse marine vegetation to support and to build up our top soils.Our greatest unseen subterranean gardner, the humble Earth Worm is working hard to build tunnels and drainage and to release its castings into the soil to feed , to aerate ,and to add additional drainage to Organic crops root systems. The dry sterile lifeless soil of chemical agriculture has no Earthworms to be found.
The Chemical Fertilizer Manufacturers Association was founded in the year 1897,one hundred and fifteen years ago from 2011. This is a very short time in mans history when you think of how many industrial chemicals with no long terms test results on human populations are now in our own body, plus the thousands that we are exposed to every day of our lives. It is estimated that every human being on Earth today has at least 200 to 500 industrial chemicals , from our water,air,and foods that even though in trace amounts we still do not know what the accumulative effect is on individuals.This kind of exposure was unheard of just a mere 100 years ago before the industrial revolution kicked in to full operation.
More than a hundred years ago ,planet Earth had natural enriched top soil that sustained the human population by Organic means. Back then Organic agriculture was very labour intensive for some crops , and later more innovative ways of increasing crop yields spurred on a new industry to bring short term gains to family farms ,that later mushroomed into very large industrial factory farms that we have today.Today these chemical agricultural Giants , have primarily today replaced many of our ancestral small family farms of the past. But a few are still holding on as Organically grown produce is one of the fastest growing industries supported by a large enough consumer base to keep it going. More people are starting to become aware and informed of their healthy food choices and the information highway has made things easier for the Organic movement to sustain its marketable growth.
A lot of people will not be happy with the following information regarding red meat consumption but the story needs to be told, and the truth needs to be known. The fact is todays meat of every kind in comparison to fruits and vegetables, are much more contaminated with industrial chemicals, heavy metals,antibiotics,growth hormones,parasites,diseased parts,preservatives ,coloring agents,GMO and the list goes on. What Happened ?
"How can we possibly live with Pesticides when we have been living without for millions of years already ? Can Humans Gene pool keep up with the chemical load?"
Barry Gourmet & Raw
Saving Account vs a Money Market account?
Question by katie: Saving Account vs a Money Market account?
At the moment I have my money in saving account in the annual percentage rate is 0.25. When i went to my bank the other day they say i should put it in a money market account in the annual percentage rate is 0.75. So if i do that how much will my money gross if i only put a $ 1000 dollars and leave it there for 6 months?
Best answer:
Answer by SoccerRefToo
Katie
the difference is insignificant. No one is getting rich on interest when interest rates are at historic low levels. Money markets usually have a minimum balance requirement, which if you fall below, causes a charge. The charges will exceed your annual interest earnings!
Stay with the savings to give yourself the flexibility of taking money out if you need to…. without the fee!
Soccerref
What do you think? Answer below!
Categories: Savings Account Tags: Account, Market, Money, saving
What Are Interest Saving Rates?
Did you know that a bank will actually pay you money to save with them? This means that the longer you have your money in an account with a bank the more money you will earn. Interest saving rates is the amount of money that a bank will give you for saving with them.
This is worked out as a percentage and varies from bank to bank and in some instances from account to account. As with any product that you buy or service that you use there are lots of different bank accounts available. This to ensure that the consumer has a choice in the products that they buy and the services that they use.
There are lots of different bank accounts available to ensure that there is something to suit everyone. If you are looking to invest your money in a bank account then you need to do your homework and make sure that you find the best account for you and your money.
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Interest saving rates vary a lot between accounts so this is something that you should look closely at. The higher this rate is the more you will get for your money. However higher interest saving rates usually mean stricter/different terms and conditions and therefore is something that you should look into thoroughly.
Whatever bank or finance company you go with should be able to give you advice on their different accounts and savings rates available. In fact most of these will have all the information that you need on their website. This means you can do all the research you need quickly and easily online. It is also easy to compare deals and finance opportunities this way and is much easier than ringing around different companies to see what they offer.
Whichever type of account you go for make sure you pay close attention to the interest savings rates offered and that way you know exactly what you are getting for your money. Remember that you want this interest rate to be as high as possible in order to make sure you earn as much interest as you can.
Check out this website for Interest Savings Rates . Compare the market & terms for Interest Saving Rates. Enquire online today.
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Saving Faith [Audiobook] (CD)
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Saving for Retirement without Living Like a Pauper or Winning the Lottery
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Award-winning personal finance columnist read by millions of people each week The Incredibly Simple, Step-by-Step Guide to Investing Money for Your Future! “A cover-to-cover must-read for everyone 16 to 60 who wants to live the American Dream. The earlier we choosetosave®, the sooner we can stop saving, and the later we start saving the more we need to know in order to catch up. What you need to know; where you can find the answers; how you can take action. It is all here.”
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The Wall Street Journal Guide to the New Rules of Personal Finance: Essential Strategies for Saving, Investing, and Building a Portfolio in a World Turned Upside Down
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Everything you thought you knew about saving, managing risk, and securing your financial future has changed. The world is very different in the wake of the biggest financial crisis since the Great Depression. Retirement accounts have been eviscerated, risk appetites diminished, and questions raised about age-old personal finance strategies such as “buy and hold” and the efficacy of relying heavily on stock mutual funds. In The Wall Street Journal Guide to the New Rules of Personal Finance
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