Posts Tagged ‘Savings’

Cool Savings Calculators images

Check out these savings calculators images:

My Bicycle Savings


Image by luxomedia
www.ativsolutions.com/calculator/

money saved, pounds of co2 avoided, hours exercised, calories burned

Calculator and Money


Image by Images_of_Money
A canon calculator and a pile of English pound notes and coins..

Top Savings Rates Steady at 2% APY – Average Dips to 1.41%

Savings rates dipped slightly this week with the average dropping from 1.45% APY to 1.41% APY. Despite that, the top savings rate remained at 2% (ReadySaver.com from Southern Community Bank).

ING DIRECT CEO of Savings

ING DIRECT’s CEO of Savings, Arkadi Kuhlmann, inspires Americans to become savers and get their money working for them!
Video Rating: 4 / 5

Best Savings Account Rates – Oct 2011

The best savings account rates from online banks and local banks in the United States. All banks are FDIC insured. For more, please visit www.bestcashcow.com – created at animoto.com
Video Rating: 0 / 5

Savings Rates Above 2% APY; CD Rates Above 3.5% APY – Weekly Rate Review

Average savings rates moved up slightly in the past week as several banks joined the BestCashCow rate tables with competitive rates. This included a non-promo savings rate at 2% APY. CD Rates held steady with the highest rating being a 5-year CD paying 3.55% APY. All rates are as of 2/22/2010.

In this video series, AAAs director of Financial Services, Bill Gerhard, explains what a certificate of deposit (CD) is, how to compare rates and calculate returns. This video is an introduction to CD investing. It covers the concepts of laddering CDs, compound interest and the Rule of 72. AAA offers financial services to members and is the largest consumer organization in North America.

High interest savings account – Earn from 14% to 17.90% per year

www.americanbankasia.com We offer one of the highest in-treats rates and secure savings solutions among the savings banks worldwide. Get your interest paid on a quarterly basis or at the end of your chosen contract terms.
Video Rating: 5 / 5

ABC News – How to Get The Best Deal When Opening Your First Checking or Savings Account

On ABC News, Jordan Goldman – founder and CEO of Unigo.com – answers viewer questions about opening your first checking and savings account. Questions answered include: – “I know different banks offer different interest rates/yields. Instead of just opening an account at my local bank, what’s the best way to be smart, choose the best bank, and get the best deals?” – “I’m heading off to college soon, and getting everything ready before I go. One step is opening up a checking account. Are there any questions I should ask my bank to make sure I get the best deal?” – “As a college student I’ve used my debit card on many occasions, including online. It hasn’t happened to me but I have had friends who have had their identity stolen and had thousands of dollars charged to their accounts. What security measures can I take to protect myself from being taken advantage of in situations like that?” – “Do you have any information about renting college textbooks instead of buying?” – “My son isn’t very responsible, and I’m nervous about him having his own checking account. What do you recommend?”
Video Rating: 5 / 5

Savings Calculator and Financial Calculator

by kenteegardin

People are always looking for ways to save money. In today’s economy it is always important to stretch your money as far as it will go. Many people find doing this to be very difficult because there are always bills to take care of and essentials that money needs to go towards. Fortunately there are many ways to go about making sure that you have the right amount of money to survive. Many people turn to savings calculators and financial calculators. These are designed to save the user money, keep them on budget and help plan out their future.

Financial calculator and saving calculators are very useful tools that are designed to help the user save money and plan out future steps to take. They way that these items do this is simply by calculating figures and using equations to find the numbers that the user seeks. These calculators can be bought in physical form or online in software form. There are even free versions online so the user will not have to spend any money to find out their important numbers.

These calculators are used mainly to find savings and to keep those who use them on budget. This is important for most people because everyone is trying to use their money wisely; therefore such a calculator becomes a very important tool. Another important facet of these calculators is to help the user plan for the future. By finding out where your money is going you will be better able to deal with any problems that arise at a future date.

People are always looking for ways to save money and in today’s economy it is always important to stretch your money as far as it will go. Many people find doing this to be very difficult because there are always bills to take care of and essentials that money needs to go towards, or they are simply ill equipped for such situations. Fortunately, there are many ways to go about making sure that you have the right amount of money to survive. Many people turn to savings calculators and financial calculators. These are designed to save the user money, keep them on budget and help plan out their future. So if you find that your financial situation is not what you would like it to be and you would like to plan your money out a little better, savings and financial calculators are a great way to go about getting started.

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Cool Direct Savings images

Some cool direct savings images:

autumn leaves between sun halos and flashlight


Image by oedipusphinx — — — — theJWDban
looking up through orange red star leaves into the sun produced an echo of that bokehlicious sun circle that has a few diffractal annuli around it.
autumn leaves with fill-in flash and haloes of the sun
Diffraction .
diffraction patterns occur not only with light but with all waves if they encounter an obstacle.
fill-in flash describes flash used to supplement ambient light in order to illuminate a subject close to the camera that would otherwise be in shade relative to the rest of the scene.
autumn bokeh sun by halo – diffraction through orange red star leaves
black square sun hypeЯReally eclipsed by housing blocks
halo mid 16th century (denoting a circle of light round the sun etc.) from Greek halos

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searching twitter’s topsy for ‘oedipusphinx’ results in:
──► Daylight saving blues? Time shifts, such as the the end of daylight saving time, can indeed spell trouble for your body clock, according to sleep experts. Nov 2, 2009, 10:46 AM, SF Health News Examiner, Jefferson Adams

──► autumn leaves between sun halos and flashlight @ CosmEpic {Premium Health News} since 4th April 2010. Has no backlink to flickr but at least photocredits are given to oedipusphinx …

──► Falling Leaves @ a word garden @ tumblr (September 2010)

──► My Annual Ode to Fall Last days of red and yellow – November 3, 2010 @ Words are Little Gods

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google-search "autumn leaves between sun halos and flashlight": 8,550 results @ 17Aug2011
──► www.lenaroy.com/2010_08_01_archive.htmlAugust 25th, 2010
──► Allergic to the sun? @ Clinuvel Pharmaceuticals – light, skin, UV and photoprotection blog. February 21st, 2011.
──► Linda Long Writes: On a journey to find peace, love and happiness – today and all days! – Category Archives: Love, Sex & Poetry. February 23rd, 2011
──► Takeda-Blog @yahoo.com. July 23, 2011
──► Garden Design Exposed – Helping you create your own paradise on earth Garden Light changes during different parts of the year. Days are longer during the summer than in the winter. The angle of the sun is different at different times of year, and the light weaker during the winter months. Keeping levels of light in mind as you design can even promote a healthier garden ecosystem. August 17, 2011

Polavarapu


Image by satanslaundromat
"Three Indians! I don’t see anything funny in that!" — a direct quote from a college professor of mine, I swear

High Savings Interest Is High Risk in Today’s Inflationary Financial Climate

by eyewash

Seeking high savings interest rates has been a goal for most investors. The question is – Is that philosophy wise in today’s economic climate.

We all get a financial education to some degree or another. Most of us probably start out with a simple bank savings account. Then many will listen to the self-serving advice from the financial industry and governments. We get involved with retirement savings plans and mutual funds. Many will go on to invest in stocks and bonds directly. But you may not realize that 80% of the population right now will not be able to afford to retire and will be forced to keep on working; if they had only taken an investing for beginners course years ago.

The 80/20 rule seems to hold true in the investment arena at every step of the way. Only 20% of the people upon hearing of other ways to invest will get educated in how to actually do it. And 20% of those will have the commitment, the tenacity to achieve real success.

So what’s the next step up the financial ladder? Some will get serious about stocks, some will find the real estate housing sector, some will get serious about commercial real estate and a few may even become developers. There are higher risk areas, such as commodities or Forex trading and a small percentage of people make a fortune in those areas.

There are others who step back and look at a bigger picture. I have mentioned several areas to invest in: cash (savings accounts), mutual funds, stocks, bonds, commodities, real estate etc. All these investment areas go up and down in cycles – from being overvalued to undervalued, relative to each other. A cycle investor continually monitors these cycles and switches from the overvalued areas to the undervalued areas – thus avoiding the inevitable crashes that happen in any given area. Imagine what your net worth would be if you missed all the down turns and only surfed the up waves.

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We all find ourselves today in a very strange cycle. We have to take a further step back and look at the cycles involved with countries, empires and world economics. Economies crash: a walk through thousands of years of history shows this to be true. The really big crashes are so widely spaced in history that few actually get to live though one. I believe we are at just such a point in time!

Empires go through stages in their lives. First a country starts with good money usually backed by gold and silver. Second they institute social programs for the good of the people and taxes start to rise. Third their political influence grows and the fund a massive military. Fourth the military is used and expenses explode. Fifth fiat currencies are introduced to fund the wars and social programs. Sixth consumer price inflation starts to run rampant and the citizens lose faith in the currency. And seventh the currency collapses; wealth is transferred to gold, silver and other assets and major changes have to take place. Today there are several major world powers about to hit step seven at the same time. This has never happened before; usually it is just one country involved. This is the big one.

Of course I’m talking about the US currency, the American dollar. For the first time in history a single nation’s currency is having a worldwide effect since it is the currency of international trade. There are also many other nations with huge debts as well, and they are following the US lead and inflating their economies by printing currency. Many other nations see commodity prices going up, up and up due to the connection to the dollar.

Back to your investments – many people in the world are thinking in terms of the smaller picture. They won’t get it until after it has happened. Those that understand the big picture know this is the granddaddy of all cycles and are scared. A massive wealth transfer is taking place at this moment and will continue for a couple of years. Most middle class families are about to see their wealth wiped out. Those who position themselves in the right asset classes will become wealthy. Many investors are buying silver coins, gold coins, gold bars and silver bars. If you have a mortgage make sure you lock it in at a fixed rate because governments usually raise interest rates when they get serious about fighting inflation.

The time for action is now. Learn what’s happening around you. Take action. The rewards are big for those that do. The risks are huge for anyone doing nothing or following the old fashioned advice of the financial institutions. This situation is unique in history and will not repeat in our lifetimes. Action is required.

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